Terms for using R&F Insurance Solutions website and request forms.

Use of This Website

This website is operated for R&F Insurance Solutions to provide general insurance information, appointment booking, and lead-request forms for people interested in health insurance, ACA options, private insurance, life insurance, annuities, and related coverage.

No Guarantee of Coverage or Savings

Submitting a form or booking a consultation does not guarantee enrollment, eligibility, approval, savings, subsidy amounts, or plan availability. Premiums and eligibility may depend on income, age, household size, ZIP code, application information, carrier rules, and applicable law.

Licensed Insurance Assistance

R&F Insurance Solutions may use licensed insurance professionals to contact you about coverage options. This website is not affiliated with or endorsed by any federal or state marketplace, Medicare, Medicaid, or any government program.

Communications Consent

When you submit your information, you authorize R&F Insurance Solutions and related licensed insurance representatives, carriers, or brokers to contact you by phone, text message, email, or similar channels about your request. Message and data rates may apply. You may opt out of marketing messages at any time.

Age Requirement

This service is intended only for people who are 18 years of age or older.

Acceptable Use

• Do not submit false, misleading, or unauthorized information.
• Do not interfere with the website, forms, booking pages, or connected systems.
• Do not use this website for unlawful, abusive, or automated scraping activity.

Updates

These terms may be updated from time to time. Continued use of this website means you accept the current version.